U.S. rewards programs · Air awards

Transfer partners

5 transfer pairs shown

Ordinary ratios and temporary transfer bonuses
Destination programCapital One MilesChase Ultimate RewardsCiti ThankYou RewardsRove Miles
Air Canada Aeroplan
1:130% combined bonus — eligible Aeroplan cardholders · 1:1.3Eligibility requirements apply20% transfer bonus · 1:1.2Eligibility requirements apply

Ordinary transfer ratio

  • 1:1 — Ordinary rate

Eligibility: Chase’s supplied transfer guide names Sapphire Preferred, Sapphire Reserve and Ink Business Preferred as eligible cards. The Points Guy also lists Sapphire Reserve for Business among cards earning fully transferable Ultimate Rewards points. Confirm the transfer access available to your specific card account. The name on your Chase account must match the receiving partner-program account; spouse or household-member transfers may be available subject to the applicable card rules. You may need to create an account with the receiving loyalty program before transferring.

Transfer increment: 1000

Processing time: Chase says most transfers process by the next business day, but may take up to seven business days.

Transfers cannot be reversed.

30% combined bonus — eligible Aeroplan cardholders

Active offer · eligibility applies

Who qualifies: Primary cardmember of the eligible Chase Aeroplan credit card; transfer at least 50,000 Ultimate Rewards points in one transaction to your own Aeroplan account. The extra cardholder bonus is subject to the remaining annual allowance.

  • Promotional 1:1.3 — Ordinary rate

Ends: September 30, 2026

Registration: One Mile at a Time reports no registration is required for the additional cardholder benefit.

Minimum source points: 50000

Transfer increment: 1000

Combining offers: The public 20% promotion combines with the separate 10% Chase Aeroplan cardholder benefit for a total 30% only when an eligible primary cardmember transfers at least 50,000 points in one transaction to their own Aeroplan account. The additional 10% component is capped at 25,000 bonus points per calendar year and is credited separately. No registration is required for that card benefit. Other combinations are not established.

Offer conditions: The additional 10% is reported to post separately, normally within 72 hours but possibly up to seven days. Once the annual extra-bonus allowance is exhausted, the full 30% cannot be assumed. The 25,000-point cap applies to the extra cardholder component, not to the public 20% bonus. Check your remaining allowance and full account terms before an irreversible transfer. No other stacking or award availability is promised. AwardWallet reports that the separate 10% card benefit continues through December 31, 2026; this combined 30% offer ends September 30 when the public 20% promotion ends. Access to airline transfers also requires an eligible annual-fee Ultimate Rewards card. The public 20% promotion may be used an unlimited number of times. Chase states that transfers are final, generally process by the next business day but may take up to seven business days, and require matching account names; eligible household transfers depend on the applicable card rules. This does not promise the bonus will post on the same schedule.

20% transfer bonus

Active offer · eligibility applies

Who qualifies: Eligible U.S. Chase Ultimate Rewards members with access to airline transfers through a qualifying annual-fee Ultimate Rewards card. Verify eligible card and receiving-account requirements in your Chase account.

  • Promotional 1:1.2 — Ordinary rate

Ends: September 30, 2026

Transfer increment: 1000

Combining offers: The public 20% promotion combines with the separate 10% Chase Aeroplan cardholder benefit for a total 30% only when an eligible primary cardmember transfers at least 50,000 points in one transaction to their own Aeroplan account. The additional 10% component is capped at 25,000 bonus points per calendar year and is credited separately. No registration is required for that card benefit. Other combinations are not established.

Offer conditions: The 20% promotional bonus is distinct from the Aeroplan credit-card benefit. Transfers must qualify within the offer period. Upgraded Points reports the bonus may take up to seven days to post. Transfers cannot be reversed. Additional registration requirements, transfer limits and other promotion-specific restrictions not established here remain unknown; verify the full account terms before transferring. One Mile at a Time reports that the public promotion may be used an unlimited number of times; this is a frequency statement, not a verified maximum transfer amount. Chase states that transfers are final, generally process by the next business day but may take up to seven business days, and require matching account names; eligible household transfers depend on the applicable card rules. This does not promise the bonus will post on the same schedule. The separate cardholder benefit continues through December 31, 2026; the combined 30% opportunity ends with the public 20% promotion on September 30. The separate 30% record contains the cardholder-specific eligibility and cap.

Currency overview · Program overview

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Avianca LifeMiles—
1:0.7*25% transfer bonus · 1:0.875*Eligibility requirements apply

Ordinary transfer ratio

  • 1:0.7 — Eligible Citi Strata, Citi Double Cash, Citi Custom Cash or Citi ThankYou Preferred card
  • 1:1 — Citi Strata Elite, Citi Strata Premier, Citi Prestige or AT&T Access More card

Eligibility: U.S. Citi ThankYou Rewards; qualifying points from an eligible card. ThankYou and receiving loyalty accounts must have matching first and last names. Taxable points and points unavailable due to fraud, abuse, suspicious activity or a missed minimum payment are ineligible. The named card groups shown are scoped examples, not an exhaustive list of every eligible legacy card.

Minimum source points: 1000

Transfer increment: 1000

Maximum per transfer: 500000

Transfer frequency: No limit on transfer frequency for this partner, subject to available qualifying ThankYou Points.

Processing time: Citi says some partners may post within 24 hours, while others may take up to 14 days; check the specific partner terms.

Fees: Citi’s current Points Transfer FAQ states there is no fee to use Points Transfer.

Transfers cannot be reversed.

25% transfer bonus

Active offer · eligibility applies

Who qualifies: U.S. Citi ThankYou Rewards; qualifying points from an eligible card. ThankYou and receiving loyalty accounts must have matching first and last names. Taxable points and points unavailable due to fraud, abuse, suspicious activity or a missed minimum payment are ineligible. The named card groups shown are scoped examples, not an exhaustive list of every eligible legacy card. Publicly displayed offer for qualifying transfers; confirm the offer and your account eligibility with Citi before transferring.

  • Promotional 1:1.25 — Citi Strata Elite, Citi Strata Premier, Citi Prestige or AT&T Access More card
  • Promotional 1:0.875 — Eligible Citi Strata, Citi Double Cash, Citi Custom Cash or Citi ThankYou Preferred card

Ends: October 24, 2026

Minimum source points: 1000

Transfer increment: 1000

Maximum source points: 500000

Combining offers: Combining this offer with another bonus has not been verified. Do not assume bonuses stack.

Offer conditions: Citi refers to separate Promotion Terms and Conditions, which are not included in this captured rate table. Additional promotion-specific restrictions and registration requirements have not been verified; check the full terms and your account before transferring. Transfers are final.

Currency overview · Program overview

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Copa ConnectMiles———
1:140% transfer bonus · 1:1.4Targeting not confirmed · check your account

Ordinary transfer ratio

  • 1:1 — Ordinary rate

Eligibility: Rove Miles account in good standing; participants must be at least 18 and resident in the United States. Transfers to a partner loyalty account are for the individual who earned the miles; gifting, selling, trading or transferring to another individual is prohibited.

Transfers cannot be reversed.

40% transfer bonus

Active offer · eligibility applies

Who qualifies: U.S. residents age 18 or older with an active Rove Miles account in good standing. Miles may not be gifted, sold, traded or transferred to another individual. Account-specific targeting is not established.

Display schedule: listed through the expiration date using Eastern Time. Confirm the issuer’s deadline before transferring.

Source limitation: the available evidence does not establish whether this offer is targeted. Confirm the offer in your account.

  • Promotional 1:1.4 — Ordinary rate

Ends: September 30, 2026

Combining offers: Combining this offer with other bonuses is not established.

Offer conditions: Transfers are final, non-refundable and non-reversible. Rove Miles may not be gifted, sold or transferred to another person. The source does not establish a Copa-specific minimum, increment, maximum, registration requirement or guaranteed processing time; check the account offer and full terms before transferring. The cited sources support the September 30 expiration date. Publisher-reported deadline wording is retained separately with its exact source quote; confirm the applicable issuer deadline before transferring. This does not guarantee award availability. Rove’s program terms make members responsible for applicable taxes, fees or surcharges on redemptions, including charges imposed by third-party providers. This does not establish a specific transfer fee for this offer; check applicable charges before confirming.

Currency overview · Program overview

Japan Airlines Mileage Bank
1:0.7530% transfer bonus · 1:0.975Targeting not confirmed · check your account

Ordinary transfer ratio

  • 1:0.75 — Ordinary rate

Eligibility: U.S. eligible Capital One travel or business miles-earning rewards card. The Capital One and receiving loyalty account names must match.

Minimum source points: 1000

Transfers cannot be reversed.

30% transfer bonus

Active offer · eligibility applies

Who qualifies: Eligible U.S. Capital One miles cardholders; the bonus must appear in your Capital One account. Confirm eligibility before transferring.

Source limitation: the available evidence does not establish whether this offer is targeted. Confirm the offer in your account.

  • Promotional 1:0.975 — Ordinary rate

Ends: September 30, 2026

Minimum source points: 1000

Transfer increment: 100

Combining offers: Combining with other bonuses is not established unless explicitly described in these terms.

Offer conditions: Minimum 1,000 Capital One miles, then increments of 100. Transfers are final. AwardWallet reports that rewards typically arrive within 24 hours but can take longer, and new JAL accounts have a seven-day wait before redemption. This does not guarantee award availability. Additional registration requirements, maximums and stacking are not verified; check the displayed account offer and complete terms. After transfer, the miles are subject to JAL’s expiration policy. The sources do not establish whether the offer is targeted; confirm that it appears in your account.

Currency overview · Program overview

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1:0.7*30% transfer bonus · 1:0.91*Eligibility requirements apply

Ordinary transfer ratio

  • 1:0.7 — Eligible Citi Strata, Citi Double Cash, Citi Custom Cash or Citi ThankYou Preferred card
  • 1:1 — Citi Strata Elite, Citi Strata Premier, Citi Prestige or AT&T Access More card

Eligibility: U.S. Citi ThankYou Rewards; qualifying points from an eligible card. ThankYou and receiving loyalty accounts must have matching first and last names. Taxable points and points unavailable due to fraud, abuse, suspicious activity or a missed minimum payment are ineligible. The named card groups shown are scoped examples, not an exhaustive list of every eligible legacy card.

Minimum source points: 1000

Transfer increment: 1000

Maximum per transfer: 500000

Transfer frequency: No limit on transfer frequency for this partner, subject to available qualifying ThankYou Points.

Processing time: Citi says some partners may post within 24 hours, while others may take up to 14 days; check the specific partner terms.

Fees: Citi’s current Points Transfer FAQ states there is no fee to use Points Transfer.

Transfers cannot be reversed.

30% transfer bonus

Active offer · eligibility applies

Who qualifies: U.S. Citi ThankYou Rewards; qualifying points from an eligible card. ThankYou and receiving loyalty accounts must have matching first and last names. Taxable points and points unavailable due to fraud, abuse, suspicious activity or a missed minimum payment are ineligible. The named card groups shown are scoped examples, not an exhaustive list of every eligible legacy card. Publicly displayed offer for qualifying transfers; confirm the offer and your account eligibility with Citi before transferring.

  • Promotional 1:1.3 — Citi Strata Elite, Citi Strata Premier, Citi Prestige or AT&T Access More card
  • Promotional 1:0.91 — Eligible Citi Strata, Citi Double Cash, Citi Custom Cash or Citi ThankYou Preferred card

Ends: October 24, 2026

Minimum source points: 1000

Transfer increment: 1000

Maximum source points: 500000

Combining offers: Combining this offer with another bonus has not been verified. Do not assume bonuses stack.

Offer conditions: Citi refers to separate Promotion Terms and Conditions, which are not included in this captured rate table. Additional promotion-specific restrictions and registration requirements have not been verified; check the full terms and your account before transferring. Transfers are final.

Currency overview · Program overview